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Letter "A" » Adam Dener Quotes
«The U.S. banks are significantly more profitable than the European banks.»
«It's got to be significant enough and advantaged enough that it would make a meaningful difference.»
«The entrenched providers today will have to shut and write off that infrastructure as you have the transition from analog to digital. Current entrants in the market have a disconnect in their cost bases that new entrants don't have.»
«Look at Starbucks. If I were [Starbucks CEO] Howard Schultz, I'd be wondering about how to put a bank in my store.»
«Retail banking is a distribution game. The models for best practices in distribution are companies like Wal-Mart and the niche retailers.»
«The whole industry decided it needed some level of diversification. The question is: Has anybody made that work?»