Recently, I have discovered that I have a problem that needs to be solved. My crisis is that my monthly household expenses exceed my monthly household income. In order to solve or alleviate this dilemma, I have decided to approach this out of balance condition with thorough, sensible reasoning and research, in hopes that I can lower my monthly expenses. Since I know for a fact that I cannot immediately increase my monthly income, then …showed first 75 words of 599 total…

…showed last 75 words of 599 total…expenses do no begin to climb again. If the expenses start to show a trend of growing in the future, I will utilize the same type of plan defined here to analyze the problem, which will then lead to another solution. However, just by virtue of the fact that I have now established a spreadsheet and am monitoring my accounts more closely than in the past, I do not anticipate that this will happen again.